Keeping an eye on your finances

Keeping an eye on your finances

There are various ways to keep an eye on your income and expenses. Starting with the classic budget book that you can print out, through Excel tables and templates, to practical apps that do most of the work automatically.

Best tools for your finances

The all-rounder apps: Bluecoins and Money Manager

Tracking income and expenses via the smartphone offers several advantages. You can enter your purchases directly into the app in the supermarket or, in some cases, simply take a photo of the receipt. The second advantage of financial tracking via mobile phone is the software available. The really modern tools now appear almost exclusively for the smartphone. The top apps Money Manager and Bluecoins for Android have a contemporary design and also offer a wealth of practical functions.

The best financial tools for the pc

Even those who prefer to only enter their income and expenses on the PC will not go away empty-handed. With the free MyMicroBalance program, you can manage your savings and evaluate your finances. Enter your input and output via a tidy and functional interface. You can automate recurring items. All of your data can be protected against unauthorized access with a password.

Chic budget book for the smartphone: Mobills and 1Money

The Android apps 1Money and Mobills come with a stylish design and cool functions, which go beyond a mere household book. With 1Money you can record all expenses at a glance and see the different categories. There is also a special budget function with which you can split your salary into savings and expenses in different categories such as groceries, cars or shopping. At the beginning of the month, you can see what you can expect and what you will save.

Saving money in everyday life: Proper shopping helps enormously

When it comes to saving, the little things in life often count. In addition to a budget book, a simple shopping list can help to save a lot of money. If you concentrate on the goods that are really needed when shopping, you don’t end up with an overcrowded shopping cart at the checkout. This way you can get away with a personal payday loan.